In California, 300,000 people are injured in automobile collisions each year. California law requires automobile insurance coverage of only $15,000 per person. This amount is often insufficient to pay for the victim’s medical expenses and other losses.
Mr. Vosseller will investigate the incident, your injuries and financial losses, all responsible parties, and all available sources of recovery. Mr. Vosseller will also negotiate directly with the at-fault person’s insurer in an attempt to settle the case without the need for a lawsuit. If a fair settlement cannot be reached, Mr. Vosseller will represent you in the lawsuit and, if necessary, take your case to trial.
Many drivers ignore motorcycles on the roadways and fail to grant them full use of the road or the legal right-of-way. As a result, motorcyclists face higher risks than other motorists.
Unfortunately, injuries to motorcyclists are typically much more severe than occupants of other vehicles. Many juries, and some judges, are often biased against motorcyclists and hastily blame the motorcyclist before learning all the facts.
Mr. Vosseller will complete a thorough investigation of any motorcycle accident. The investigation will include reconstruction of the accident, which requires prompt identification of debris, skid marks, gouge marks, and scrapes on the roadway. The investigation will also focus on roadway design, stopping distances, vision obstructions, and visual perception by the motorcyclist and any other relevant motorists.
What To Do If You’re In An Accident
If someone is injured, call 911.
Exchange insurance and contact information with other motorists involved in the incident.
Report the incident to your insurance carrier.
Photograph your vehicle, any other vehicle involved in the incident, and the scene of the incident. Photograph any skid marks, scrapes, gouges, or debris on the roadway.
Get the name, address, and telephone number of every possible eye-witness.
What To Do If You’re Contacted By An Auto Insurance Company
An auto insurance company representative will likely contact you soon after the incident. You should consult with an attorney before talking to an insurance company representative about the details of the incident or your injuries.
Keep in mind that the insurance company profits from receiving and investing premiums paid by their insureds. Insurance companies do not profit from paying claims.
Keep in mind that insurance adjustors are evaluated based upon the amount of money that they save the company. Insurance companies favor adjustors who pay less for claims. Insurance adjustors are under tremendous pressure to pay accident victims as little as possible, even if the amount is unfair or less than your actual expenses.
Do not agree to provide a tape-recorded or written statement to the insurance company. The insurance company representatives are skilled at asking and phrasing questions that are designed to elicit answers that are incomplete, misleading, and harmful to the victim’s rights.
Do not sign any authorization allowing the insurance company to obtain your medical records. The insurance company will use the authorization to obtain pre- and post-incident records from your health care providers. An attorney should first review your medical records to identify information that should be shared with the insurance company. For example, information related to the incident and your injuries should be disclosed, but the insurance company is not entitled to learn your entire medical history. Insurance companies often preserve all information that they learn from your medical records, and later share it with other insurance companies.
Do not agree to be examined by a doctor selected by the auto insurance company. Auto insurance companies often pay individual doctors several hundred thousand dollars each year to examine injury claimants. In order to preserve this lucrative relationship, such doctors will intentionally minimize the claimant’s injuries or insist that the injuries were not caused by the incident. Talk to a lawyer before seeing any doctor selected by an auto insurance company. An experienced personal injury lawyer can advise you of the doctor’s reputation and the likelihood of receiving an honest evaluation.